Insurance products tailored for:

International Business

Contacts & Forms

Questions? Call Kim Hutchinson
503.227.0491, ext. 224
kim@galescreek.com

Gales Creek partners with International Medical Group (IMG), believing they are the premier provider of health insurance for anyone traveling internationally. Apply Online for individual International Health Insurance. Contact Gales Creek for a quote on group International Health Coverage.

Better World Travel.
Gales Creek supports Better World Travel's philosophy of balancing economic goals with social and environmental responsibility.

In today's business environment, even the smallest local company can operate in the international marketplace. It no longer takes a corporate jet or offices on three continents - just a computer.

Nonetheless, business often demands personal contact, and conducting that business outside the United States requires the same kind of careful risk assessment and management as your daily domestic operations. That's why Gales Creek provides a package of international coverages to keep your company and your employees safe, wherever your business needs may take you.

Here is a brief overview of the basic coverages available. Contact us to find out how we can customize a package that will precisely suit your business needs and budget - just another example of how Gales Creek innovates coverage to suit the consumer's needs.

INTERNATIONAL GENERAL LIABILITY (GL)
The same range of liability exposures exists overseas that we face at home, with the added twists of local standards and laws that seem.well, foreign. This GL policy provides you with the same level of bodily injury and property damage coverage you enjoy at home, including Employment Practices Hazard and coverage for lawsuits filed outside the US, for a premium based on your annual foreign sales.

INTERNATIONAL VOLUNTARY WORKERS' COMPENSATION
American companies are required by law to provide work comp coverage to their employees at home, and this coverage allows you to continue that coverage for injuries they may incur while abroad, including Employers Liability and Repatriation Expenses. It can also provide benefits to foreign nationals working for you, according to the statutory limits of the state or province where the work takes place. Many countries require that their citizens be covered by their own national plan, and we can assist in determining your particular circumstances.

KIDNAP/RANSOM and EXTORTION
K&R coverage has been available since the 1930s, when it was mostly marketed to wealthy families following the Lindbergh kidnapping. Now, anybody who is perceived as representing big bucks - whether personal or corporate - can be a target and, in some places in the world, kidnapping and extortion are disturbingly commonplace occurrences. This coverage includes ransom payments, the services of a professional security firm retained by the insurance carrier, costs of returning a victim home (including protection in transit), medical and psychiatric treatment, lost wages, rest and rehab, and more. Coverage can be extended to everyone from the CEO to the janitor, including family members, friends and visitors.

OCEAN CARGO/POLITICAL RISK
Coverage for your company's property, whether in transit, at a trade fair or exhibition, or even salesman's samples. Ocean Cargo covers damage to property in transit, while Political Risk covers more arcane exposures that can be faced overseas, such as Confiscation, Expropriation & Nationalization (including Currency Incontrovertibility and Political Violence), Contract Frustration, and Wrongful Call of a Guarantee.

INTERNATIONAL MEDICAL INSURANCE
If you've ever tried to get your health insurance carrier to pay for medical care provided by an "Out of Service Area" clinic or hospital, the very thought of getting coverage in another country is probably enough to make you cringe. That's why Gales Creek has partnered with International Medical Group (IMG) - we believe they are the premier provider of health insurance for anyone traveling internationally. IMG has insured individuals and groups in some 130 countries since 1990. IMG can put together a comprehensive package for individuals and groups traveling to other countries and provide coverage for all needs, from a small group of foreign nationals visiting the United States to a missionary group of 1000 people located in a hundred different countries worldwide.